Enhanced Help to Buy

Up to €30,000 available for qualifying first time buyers

How to qualify for the Help to Buy (HTB) incentive:

·        You must be a first-time buyer

·        You have to live in the property as your main home for five years after you buy or build it

·        You must be tax compliant, if you are self-assessed you must also have tax clearance.

·        The property value must be €500,000 or less.

You must take out your mortgage on the property with a qualifying lender. This loan must be used only for buying or building the property. The loan must be at least 70% of the purchase value of the property. This is known as the loan to value ratio.

Please visit the Irish Revenue Website for more information.